Trupanion
Best for major emergencies
Pets Plus Us
Best for flexible options
Petsecure
Furkin
1. Helps pay expensive vet bills. Emergency treatments, surgery and hospital stays can cost hundreds or thousands of dollars.
2. Peace of mind. You don't have to worry as much about how you'll afford treatment if your pet suddenly becomes ill or injured.
3. Covers unexpected accidents. If your dog swallows something dangerous, or your cat gets injured, eligible emergency treatment may be covered.
4. Helps with illnesses. Depending on your policy, it can help pay for conditions such as infections, diabetes and other covered diseases.
5. Access to better treatment options. You may have more financial flexibility when your vet recommends expensive tests, surgery or specialist care.
6. Protects your savings. Instead of paying a large unexpected bill all at once, you pay a regular monthly premium and your share of eligible claims.
7. Useful as your pet gets older. Older pets may develop conditions that require ongoing treatment, although premiums and coverage restrictions can increase with age.
8. Helps with diagnostic tests. Eligible blood tests, X-rays, ultrasounds and other investigations may be covered.
9. Helps with medication costs. Prescriptions for covered illnesses and injuries may be reimbursed, depending on your plan.
10. Protects against difficult financial decisions. You may be less likely to feel forced to choose between your finances and a recommended treatment.
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